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Are you struggling with unmanageable debt?
Do you owe money to the Department of Work (DWP) or HM Revenue and Customs (HMRC)?
We could help you.

Enter your details below to speak to one of our friendly advisors and get help with your debts.

May not be suitable in all circumstances. Our advice is free but fees may apply and your credit rating may be affected if you opt for a debt solution.

Tell us about your current debts and one of our friendly advisors can help you get the ball rolling

Dependant on your circumstances, we'll let you know if an IVA may be a potential solution for you

If you qualify for an IVA, we will take the necessary steps to get this set up for you

DWP / HMRC Tax Credits

Have you been overpaid on your benefits, tax credits or other government payments? Are you already in debt and struggling to see how you will be able to afford to pay this back, especially if they are expecting you to pay the bill in one lump sum. Then it might be time to get advice and help with these debts, and see how a debt solution to write off a portion of your debt could lift a weight from your shoulders. 

Benefit & Overpayment Debts

Benefit debt is classed as a priority debt, which means the consequences of not paying it are more serious, and you must pay it back. In some circumstances, the debt can sometimes be recovered from your wages or passed onto a debt collection agency. If the cost of living is already weighing heavy and you’re already in debt, we could help you. 

We've helped people like you get out of debt

Debt Relief is a trading style of My Debt Plan. Registered address 2nd Floor Blenheim Court, Cheadle, Cheshire, England, SK8 2JY Company Registered in England and Wales Number 10992838 Data Protection ZA 829233.

My Debt Plan Ltd provides insolvency solutions to individuals, specialising in IVA’s. All advice given is provided in reasonable contemplation of an insolvency appointment. Where you are not suitable for an IVA, we may refer you to one of our trusted partners who specialise on alternative solutions.

You will be contacted by Debt Relief.

Lucy Novo Deakin is a licensed insolvency practitioner in the UK by the Insolvency Practitioners Association (IPA). 

To find out more about managing your money and getting free advice, visit Money Helper.

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