Debt Relief

Are you struggling to keep up with repayments, or in significant debt and not sure where to turn? It’s important to take action before it gets more overwhelming.

We could help you write off a portion of your debt with a debt solution such as an IVA.

*May not be suitable in all circumstances. Our advice is free but fees may apply and your credit rating may be affected if you opt for a debt solution. 

Debt Relief

When you’re in the midst of debt troubles, it can feel like there is no light at the end of the tunnel, but no matter how small or large your debt problems are, a debt relief solution, like an IVA, can help you get out of debt sooner than you might think.

As a UK resident, you could be eligible to write off a portion of your debt, reduce hefty interest and overdrawn charges, as well as creditor pressure and harassment.

Get the debt help you need – apply for debt relief.

Debt Relief Solutions

Debt Relief Order

A Debt Relief Order (DRO) is designed to provide relief from your debts for people with little or no disposable income to put towards repayments. Debts are frozen for 12 months, and if your situation hasn’t improved, your debt gets written off.


An IVA (Individual Voluntary Arrangement) allows you to consolidate your unsecured debts into one payment, by paying back a percentage of your debts to your creditors over a set period, with the remainder of your debt being written off upon completion.

Debt Management

A Debt Management Plan (DMP) is an informal agreement between you and your creditors to payback your debts. If you struggle with credit card debts, personal loans, and store card payments, it might be the best solution for you.


Bankruptcy is a formal process that allows you relief from overwhelming debt, with anything that you can’t afford to pay written off. It allows you to start a clean slate so that you can begin your financial journey from scratch, however your assets may be a risk.

Feel relieved that your debt is being managed

Get the help you need – apply for debt relief!

We can be contacted on 0161 660 3487 during office hours on Monday to Friday 9am-7pm.

Alternatively, leave your details below and a member of our team will contact you as soon as possible.

Helping people just like you get relief from debt

Call now to discuss your debts

To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.